Our Services
“There are a lot of moving parts when it comes to your coverage. Work with an expert to save yourself some time and headaches.”
Medicare Advantage
Medicare Advantage, also known as Medicare Part C, is an alternative to traditional Medicare (Parts A and B). Offered by private insurance companies approved by Medicare, these plans provide all the benefits of Original Medicare and often include additional coverage.
Medicare Supplement
Medicare Supplement, or Medigap, is a type of insurance that helps cover out-of-pocket costs not covered by Original Medicare (Parts A and B), such as copayments, coinsurance, and deductibles. Sold by private companies, Medigap policies work alongside Original Medicare and offer standardized plans with varying levels of coverage.
Prescription Drugs
Medicare Prescription Drug Coverage, known as Medicare Part D, helps cover the cost of prescription medications. Offered by private insurance companies approved by Medicare, Part D plans are available as standalone plans for those with Original Medicare or as part of a Medicare Advantage plan (Part C) that includes drug coverage.
Additional Services
-
Hospital indemnity insurance is a supplemental policy that provides a cash benefit if you're hospitalized due to illness or injury. The payout is typically a fixed amount per day, week, or stay, depending on the policy.
-
Life insurance is a contract between an individual and an insurance company, where the insurer promises to pay a designated beneficiary a sum of money upon the policyholder's death.
-
The Patient Protection Affordable Care Act (ACA) was signed into law during President Obama’s term in 2010. This insurance is for individuals who are not yet eligible for Medicare, typically younger than 65. It covers a range of medical expenses, including doctor visits, hospital stays, and prescription drugs.
-
A Cancer, Heart Attack, and Stroke policy is a type of supplemental insurance designed to provide financial support if you're diagnosed with one of these serious illnesses.